An eight-week journey, one day at a time

Money is a heart problem before it's a math problem.

Eight weeks that start with one honest question and end with a plan you wrote yourself.

"For where your treasure is, there your heart will be also."Matthew 6:21

What this is

Not a finance seminar. A journey through what the Bible says about money.

You've probably tried the budgets and the apps. Most of us have. They don't stick, because behavior change without heart change never does.

Heart & Treasure starts somewhere else. It begins with what you actually believe about who owns what, and lets the practical work follow from there. The plan comes. It just isn't first.

A few minutes a day. Five days a week. Eight weeks.

How it works

Four things, in order

Nothing here takes more than a few minutes at a time. That's deliberate.

1 · Take the Money Mirror

A twelve-minute assessment. No budget to upload, no account numbers. It names your Money Heart, the posture underneath your habits, and your Financial Track, which is simply where you actually are right now.

2 · Create your account

Everything you write through the eight weeks saves to your account, so you can start on your laptop and finish on your phone. What you write is yours. Only you can see it.

Create your account

3 · Work the week

Each week has a short teaching, an exercise you do with a pen, and five daily pages. Each day gives you a passage, room to write, and a prayer written for that day. Three minutes is the floor, not the ceiling.

4 · Finish with a plan

Week eight is the capstone. You leave with a written Kingdom Financial Plan: your spending plan, your Freedom Number, and one next step you actually chose.

Where it goes

The destination is God.

Money is simply the most ordinary material in your life, and He is willing to use it.

A settled heart

Peace with today, in place of the quiet pull of the next thing.

Real competence

A plan you can keep and a number with a real date. The skill is real skill, and you keep it.

An open hand

Giving stops feeling like subtraction and starts feeling like exhaling.

These are not three stages you climb through in order. They are three things one reordered heart does at once, and every one of them is available to you in week one.

Where it begins

It starts with a mirror.

Twelve minutes, and an honest starting place with no shame in it. Six Money Hearts. Four Financial Tracks. The weeks ahead are calibrated to what it finds.

Before you start

A few honest things

Nobody grades it

The writing is between you and God. There's no score, no comparison, and nothing you write is shared with anyone.

If you miss a day, skip it

Don't go back and fill it in. A manual you fall behind on becomes a manual you avoid, and shame has never once made anyone generous.

It's not a lead-up to an ask

Giving comes later in the journey, and when it does it's an invitation. The first weeks ask you for nothing but honesty.

Ready when you are.

Take the Money Mirror first. It takes twelve minutes, and everything after it is built on what it finds. Then create your account and the eight weeks begin.